Kings Ridge, Clermont: three layers to check before you buy

The short version: Kings Ridge is an age-restricted community of 2,088 homes, by the association’s count, inside Clermont city limits in south Lake County. Owners belong to the Kings Ridge Community Association and to their own neighborhood association, and a homesite that is not already a clubhouse member must join at closing. For 2026 the association lists a $230 monthly master assessment ($129 clubhouse, $101 HOA) plus neighborhood dues of $220 to $290, so $450 to $520 a month combined. The two golf courses are independently owned. Kings Ridge is not part of The Villages and is not in a Villages district.

Kings Ridge at a glance

City and county	City of Clermont, Lake CountyProperty Appraiser millage group 000C Clermont; on US 27 south of State Road 50
2026 total certified millage	16.2875 millsOn the Property Appraiser’s pages for parcels in group 000C
Homes	2,088 in 15 neighborhoodsThe association’s count. Lake County parcel data also codes 2,088 Kings Ridge parcels single-family, 903 of them as golf lots.
Age rule	At least one occupant 55 or olderNo permanent occupant under 18; declaration Article IX, Section 2, as amended
Master association	Kings Ridge Community Association, Inc.Florida not-for-profit filed January 17, 1996; managed by Leland Management
Neighborhood associations	15, one per neighborhoodManaged by Leland, Sentry, Triad or Vista, per the 2026 dues sheet
2026 dues	$230 a month master, plus $220 to $290 neighborhoodAssociation sheet updated August 25, 2026
Golf	Two independently owned public coursesKings Course: 18 holes, par 71, 6,269 yards, Lloyd Clifton design. Ridge Course: par 57, 3,660 yards, Ron Garl design.
Recorded plats	1997 to 2005
Villages district or CDD	None on Lake County’s district map

From the Kings Ridge Community Association’s website and documents, Kings Ridge Golf Club, the Lake County Property Appraiser and county GIS, and the Florida Division of Corporations. Checked October 10, 2026.

Three layers: master association, neighborhood, clubhouse

The association’s own FAQ answers the question buyers tend to ask late: yes, you belong to more than one. Each of the 15 neighborhoods is a separate association, and every owner also belongs to the Kings Ridge Community Association, whose master board has one director from each neighborhood. Exterior changes go to the neighborhood’s review committee first and then to the community’s architectural committee.

Then there is the clubhouse. The FAQ cites Article 6, Section 2: anyone taking title to a homesite that is not already a club member must become one on acquiring title, and the membership fee is paid by the seller, the buyer or both, as they negotiate. The seller packet tells agents to confirm whether the homesite is a clubhouse member, and the 2026 dues sheet lists a $5,000 “non-club member contribution” upon transfer of title. Find out the homesite’s club status before you price the home or write an offer.

The 2026 numbers the association publishes

Item	2026	Note
Master assessment	$230/mo	$129 clubhouse plus $101 HOA, paid to the Kings Ridge Community Association
Neighborhood assessment	$220–$290/mo	Set by each of the 15 neighborhood associations
Combined monthly	$450–$520	Master plus neighborhood, by neighborhood
Neighborhood capital contribution	Varies	$1,500 in Aberdeen and Brighton; two months of neighborhood dues in Highgate and Sutherland; five months in Huntington and Wellington; none listed for the rest
Non-club member contribution	$5,000	Listed by the master association upon transfer of title

These are the association’s published figures from its 2026 dues sheet, updated August 25, 2026; it also posts an assessment history back to 2009. The sheet doesn’t say who pays a capital contribution, so settle that in the contract, and confirm every amount for the address with an estoppel certificate, which an association must issue within 10 business days of a written request (section 720.30851).

Age rules, approvals and leasing

The association’s seller notice (revised September 23, 2026) and 2026 age affidavit set out the rules:

Each home must be occupied by at least one person 55 or older. Occupants between 18 and 55 may live there with them. No one under 18 may be a permanent occupant; visits are capped at 30 days in a calendar year.
When a home passes by inheritance, the 55+ requirement is waived for the heirs as long as no permanent occupant is under 18.
The seller gives the association written notice no more than 30 days before a sale. The buyer signs an age affidavit with proof of age, and a neighborhood representative signs off before IDs, gate devices and pool keys are issued.
If the association disapproves a sale on age or for missing notice, its documents say the sale shall not be made, and a completed one is treated as void.
No lease during the first 12 months after you take title. After that, no more than two leases in any 12 months, each at least 150 consecutive days.

What the association lists for residents

From the association’s amenities and clubhouse pages: a clubhouse of more than 24,000 square feet with a ballroom and stage, billiards, library and fitness room; three pools, including a heated Olympic-size pool at the clubhouse and two at the North Spa limited to those 18 and older; hot tubs, saunas and steam rooms; two gyms; four tennis courts, six pickleball courts, three bocce and two shuffleboard courts, and two half basketball courts.

Golf is separate. The association describes its two courses as independently owned public courses, Lake County records list the course parcels under Kings Ridge Golf Club of Lake County LLC, and Kings Ridge Golf Club sells its own memberships and tee times.

How I’d sell a Kings Ridge home

The seller rules shape the marketing. The 2026 seller packet says open houses are not allowed, permits one association-designed sign in the front mulch bed with no riders, and asks agents not to use the gate attendants to hand out flyers. That puts the weight on photos, video, floor plans and direct buyer outreach.

Pull the stack for the address.
Neighborhood, 2026 neighborhood dues, club status and any capital contribution, plus the City of Clermont tax line on the parcel.
Paper the approvals before the first offer.
Seller notice, sign agreement and a blank age affidavit ready for the buyer, so approval doesn’t slow the closing.
Comp by neighborhood and lot.
Same neighborhood first, then Kings Ridge as a whole, separating golf lots from interior lots. New Clermont subdivisions and Villages resales carry different costs and rules.
Market for buyers who can’t walk in on a Sunday.
With no open houses, the listing has to work on a screen: a full photo set, video and a monthly-cost sheet.
Settle who pays what.
Club membership fee, capital contribution and the $5,000 non-club member contribution, where they apply, belong in the contract terms. Then run the seller net sheet.

Remote-buyer proof on this site

1007 Rockville Pl: sold $315,000.

Closed April 30, 2026 for out-of-state buyers. It is in The Villages, not Kings Ridge, so it is not a comp here. It shows the screen-first decision loop a no-open-house community needs. Read the case study.

Compare before you choose

Kings Ridge is the Clermont entry in my set of age-restricted communities in Lake County. Closer to The Villages, Legacy of Leesburg has a single property owners’ association, The Plantation at Leesburg has village sub-associations of its own, and Water Oak in Lady Lake is a land-lease community. Harbor Hills keeps its club separate from its HOA. The county overview is on the Lake County guide.

Questions people ask about Kings Ridge

Is Kings Ridge part of The Villages?

No. Kings Ridge is inside the City of Clermont in south Lake County, governed by the Kings Ridge Community Association and 15 neighborhood associations. Lake County’s district map shows no community development district over it.

Is Kings Ridge age-restricted?

Yes. Its declaration requires each home to be occupied by at least one person 55 or older, and no one under 18 may live there permanently; visits are limited to 30 days a year. Buyers and tenants sign an age affidavit.

What are the 2026 HOA dues in Kings Ridge?

The association’s 2026 sheet lists a $230 monthly master assessment ($129 clubhouse, $101 HOA) plus neighborhood dues of $220 to $290, so $450 to $520 a month combined, depending on the neighborhood. Confirm the figure for the exact address.

Do Kings Ridge dues include golf?

No. The association describes its two golf courses as independently owned public courses, and Kings Ridge Golf Club sells its own memberships and tee times.

Can I rent out a Kings Ridge home?

Not during the first 12 months after you take title. After that, no more than two leases in any 12 months, each at least 150 consecutive days, and tenants complete the age affidavit.

Sources

Checked October 10, 2026. Dues, contributions and rules are set by the associations and change, so I re-read the current versions and order an estoppel before any number goes in a listing or an offer.

Next step

Buying or selling in Kings Ridge?

Send the address. I’ll pull the neighborhood, the dues and the club status for that homesite and tell you straight what I’d list it at or offer.

Get my home’s value → Book a 15-min call

Mo Mufti, REALTOR® · LPT Realty, LLC · 352-298-8602 · [email protected]

Kings Ridge, Clermont: three layers to check before you buy.