The short version: Oxford is unincorporated Sumter County, ZIP 34484. Buyers often compare you with a Villages home at a similar price. Show your full monthly cost next to theirs and price from Oxford closings.
Oxford at a glance
| Status | Unincorporated community, Sumter County |
|---|---|
| ZIP | 34484 |
| Roads | US 301 is the main road; the main intersection is at CR 466 |
| Neighbors | Wildwood to the south, the Marion County line to the north, The Villages to the east |
| Records | Sumter County Property Appraiser and Tax Collector |
| Flood maps | FEMA Flood Map Service Center |
From Wikipedia: Oxford, Florida, Sumter County Property Appraiser and FEMA. Checked October 8, 2026.
Make the monthly math your selling point
Buyers who land on an Oxford listing are often weighing it against The Villages. If your home has no Villages bond or amenity fee, show the monthly number next to a comparable Villages home. Don’t just say it; put it in numbers. If your community has its own HOA or other assessment, show that too. The tax bill from the Sumter County Tax Collector is the starting point.
Oxford closings on my sold page
12624 NE 49th Dr, Oxford: 4 bed, 3 bath, 2,191 sq ft, closed at $415,000 on April 2, 2026. 4790 NE 125th Loop, Oxford: 4 bed, 3 bath, 2,191 sq ft, closed at $449,900 on March 20, 2026. Both are on the sold page with photos. For the area itself, see Oxford, FL.
How selling an Oxford home works, step by step
- Pull the parcel first.
I start with the Sumter County Property Appraiser record and your Sumter County tax bill. The non-ad valorem lines show what a buyer will ask about.
- Settle the district numbers.
Confirm what’s on your tax bill: any HOA, special assessment or district line. If there’s none, that’s a selling point to put in numbers. Check flood zone on the FEMA map before the disclosure.
- Price against the right comps.
Oxford closings first, by size, age, lot and community. Villages sales help explain the monthly-cost comparison, not the price.
- Fix only what pays.
Roof age, HVAC, water heater and lanai condition come up in almost every inspection here. We decide what to repair, credit or disclose before photos, not after an inspection report.
- Disclose in writing.
Florida sellers must disclose known defects that materially affect value and aren’t easy to see. Since October 1, 2024, residential sellers also give a separate flood disclosure at or before contract; it was expanded on October 1, 2025.
- Know your net before you list.
Florida deed doc stamps are 70 cents per $100 of price (Florida DOR), and sellers usually pay them. Run your own numbers on the seller net sheet or the transfer-tax calculator.
Market context, with dates
These are public numbers for the Sumter County metro, which Oxford shares with The Villages, and for Florida. They show direction, not your price.
| Median sale price | $342,156, down 0.6% from a year earlierRedfin data, The Villages metro, January to June 2026 |
|---|---|
| Median days on market | 53.9 days, 6.7 fewer than a year earlierSame Redfin mid-year review |
| Active listings | 928, down 12.7%Same review; 3.9 months of supply |
| Florida, single-family | $415,000 median, August 2026Florida Realtors |
Sources: Redfin via WFTV, published Aug. 3, 2026; Florida Realtors, September 2026 release.
Oxford is in Sumter County, so that metro figure includes it, but The Villages’ volume dominates it. Public sites disagree with each other by tens of thousands of dollars at the village and ZIP level, so I don’t print those numbers here. For your value I pull actual closed sales from the MLS for your village, home type and condition.
What is my Oxford home worth?
Send the address and I’ll send back a price range from Oxford closings, plus the monthly comparison against Villages homes at a similar price. Prefer email? Write [email protected] with the address. Prefer a call? 352-298-8602.
Questions sellers ask
Is Oxford part of The Villages?
Oxford is its own unincorporated community in Sumter County, next to The Villages. Your tax bill shows whether any district or association assessment applies to your parcel.
What have you closed in Oxford?
12624 NE 49th Dr at $415,000 (April 2, 2026) and 4790 NE 125th Loop at $449,900 (March 20, 2026). Both are on the sold page.
Do I need a flood disclosure?
Yes. Florida residential sellers give a separate flood disclosure at or before contract under s. 689.302, expanded October 1, 2025. Check the FEMA map first.
Which ZIP is Oxford?
34484.
Sources
Checked October 8, 2026. Fees, bonds and district details change, so I confirm every number on your parcel before it goes in a listing.
- Wikipedia: Oxford, Florida
- Sumter County Property Appraiser
- Sumter County Tax Collector
- FEMA Flood Map Service Center
- WFTV / Stacker using Redfin data: The Villages mid-year housing market review (published Aug. 3, 2026)
- Florida Realtors: Florida housing market levels off in August (2026)
- Florida Department of Revenue: documentary stamp tax
- Florida Statutes 689.302: flood disclosure in residential sales