The short version: The Plantation at Leesburg is run by its own homeowners’ association, which took over from the builders in 2008. It isn’t part of The Villages, so there is no Villages amenity fee or bond. The HOA runs it as a senior adult community, and no one under 18 may live there. The two 18-hole golf courses are titled to the HOA, but golf isn’t included in dues. Some villages add a second association fee. Every buyer needs board approval before closing, and the estoppel carries a pro-rated share of a 2021 special assessment.
The Plantation at a glance
| Association | The Plantation at Leesburg Homeowners Association, Inc., 25201 U.S. Highway 27, Leesburg. Self-managed, with a five-member elected board.plantationatleesburg.com |
|---|---|
| County and city | Lake County. None of the 2,820 home parcels fell inside the City of Leesburg limits on the county’s GIS layer, which makes them unincorporated Lake County with a Leesburg mailing address.Lake County GIS; the tax bill settles it for a given home. |
| Age rule | Run as a “Senior Adult Community” under the Fair Housing Amendments Act. The HOA’s FAQ says up to 20% of the community can be under 55. No one under 18 may reside, and visitors under 18 can stay at most 30 days.HOA FAQ; Homeowner Application (Fair Housing Act survey) |
| Size | 2,820 single-family homes on 1,760 acres in 30 villages, from Pine Hill (1989) to Ashland, completed in 2008. First residents moved in in 1986.HOA home page, FAQ and villages page |
| Home types | The HOA lists homes from about 1,100 to over 3,400 square feet. County land-use codes: 2,499 single-family and 321 manufactured-home parcels.HOA home page; Lake County GIS |
| Golf | Two 18-hole courses, 36 holes in all, plus The Oaks Bar & Grille. The course parcels are titled to the HOA. Rounds are paid, with memberships available.HOA golf page and FAQ; Lake County GIS |
| Amenities | Three activity halls (The Manor, Ashley Hall, Hermitage Hall), a pavilion with a full kitchen, three pools, an archery field, a softball field and a woodworking shop. RV storage costs extra, based on lot size.HOA amenities page and FAQ |
Counts reflect Lake County GIS on October 10, 2026. The HOA’s own figure of 2,820 homes matches the county’s count of home parcels.
What’s in the dues, and what isn’t
The HOA’s FAQ is unusually direct about this. Most amenities are included. Golf isn’t. Cable isn’t, so residents choose their own provider, and electricity comes from SECO Energy. Lawn care isn’t included, except in Glendale, Golfview and Rosedown, where a village association covers it for additional dues. Golf View Village also has its own pool and an extra HOA fee. County records show separate village associations in Greentree, Golfview, Rosedown and Glendale. On those streets, a buyer can owe two associations, so Mo asks for both estoppels.
Compared with The Villages, there is no amenity fee set by a deed covenant and no district bond. The HOA doesn’t post its regular dues on public pages, so the number for a specific home comes from the estoppel.
The resale steps that catch people
- Board approval before closing.
Every purchaser needs the board’s approval first. The HOA says review takes about two weeks once the package is complete: application, Fair Housing Act survey, photo ID for every resident, vehicle registration and the signed contract. Incomplete packages aren’t accepted.
- The 2021 special assessment.
A special assessment approved in June 2021 still shows up at resale. Per the HOA, resale homes owe a one-time pro-rated amount based on the full $1,260 assessment, included in the estoppel and paid at closing. Sellers should see it on the net sheet before listing.
- Signs go in the window.
Under Section 8.10 of the governing documents, a for-sale sign must sit in a window and be no larger than 18 by 18 inches. A yard sign isn’t allowed, so Mo’s marketing plan here leans on photos, video and the MLS.
- Rentals need approval too.
Leases go to the board at least a week before they start, with a $150 application fee. Rentals under 30 days and vacation booking sites aren’t allowed under Covenants 8.1 and 8.2.
- The disclosure summary.
It belongs in the buyer’s hands before signing. If it arrives after, Florida gives the buyer a short window to cancel, which no one wants to discover in week three.
How Mo prices a home in The Plantation
- Village first.
Thirty villages built over two decades aren’t one market. A Golfview home with included lawn care and a second fee competes with other Golfview homes, not with Pine Hill.
- Home type and frontage.
The county codes 321 manufactured-home parcels and 498 golf-front parcels. Mo keeps those apart from interior site-built homes.
- Era and systems.
Most homes were built between 1990 and 2009. Roof age, HVAC and insurance quotes decide more offers than the kitchen does.
- The approval timeline in the contract.
Two weeks of board review and the estoppel go into the closing date from the start.
Mo hasn’t closed a sale in The Plantation. His nearest verified Lake County result: 40140 Palm St, Lady Lake, listed at $299,999 and sold for $307,000 on July 22, 2026, for an out-of-state seller.
The Plantation next to the other Leesburg options
- Arlington RidgeNext door to the northwest. Newer homes, inside city limits, and a CDD with bonds instead of an HOA-owned golf system.
- Royal HighlandsA POA community whose golf course is owned by a separate company. All single-family.
- Pennbrooke FairwaysSmaller, on State Road 44, with three nine-hole courses owned by its HOA.
- Ocala 55+ communitiesMo’s side-by-side of Ocala-area communities and The Villages.
Questions people ask about The Plantation at Leesburg
Is The Plantation at Leesburg part of The Villages?
No. It is governed by The Plantation at Leesburg Homeowners Association, Inc., in unincorporated Lake County with a Leesburg address. No Villages amenity fee or Villages bond applies to these homes.
Is The Plantation at Leesburg a 55+ community?
Yes. The HOA runs it as a senior adult community under the Fair Housing Amendments Act and surveys every household’s ages. Its FAQ says up to 20% of the community can be under 55, and no one under 18 may reside there.
Is golf included in Plantation HOA dues?
No. The two 18-hole courses are titled to the HOA, but the HOA’s FAQ says golf is not included in dues. Residents pay per round or buy a membership.
What extra costs come with buying a Plantation home?
The estoppel includes a one-time pro-rated share of a special assessment approved in June 2021, based on a full assessment of $1,260. Homes in Golf View, Glendale or Rosedown also pay a village association, and RV storage is extra.
Can I put a for-sale sign in the yard?
No. Section 8.10 of the governing documents allows one sign in a window, no larger than 18 by 18 inches.
Sources
Checked October 10, 2026. The HOA updates its pages and forms; Mo works from the current estoppel and application package for the address.
- The Plantation at Leesburg Homeowners Association: home page
- The Plantation at Leesburg: FAQs (age, dues, golf, rentals, lawn care)
- The Plantation at Leesburg: Buying a Home (2021 special assessment, approval, signs)
- The Plantation at Leesburg: Homeowner Application, with Fair Housing Act survey
- The Plantation at Leesburg: Renting a Home
- The Plantation at Leesburg: Plantation Villages
- The Plantation at Leesburg: Golf Courses
- The Plantation at Leesburg: Amenities and Activity Halls
- Lake County GIS: tax parcels layer (land-use codes, year built, common-area and golf-course parcel owners)
- Lake County GIS: city limits layer (parcels tested against City of Leesburg limits)
- Lake County GIS: recorded subdivision plats
- Lake County Property Appraiser: parcel search
- Florida Statutes 720.401: HOA disclosure summary before a contract