The short version: these villages are not inside a numbered residential district. The Village Center district serves them, funded by amenity fees. Your county is Lake, not Sumter, so your tax bill, your appraiser record and some of your comps are different. Start with the parcel, then price against homes like yours.
The area at a glance
| Villages | Country Club, Del Mar, El Cortez, Hacienda, La Reynalda, La Zamora, Mira Mesa, Orange Blossom Gardens, Silver Lake and Valle VerdeHacienda also appears on the District 1 list |
|---|---|
| County | Lake County: part in the Town of Lady Lake, part unincorporated |
| Home sites | About 5,693, per the District’s page text |
| District | Not inside a residential CDD. Served by the Village Center CDD, created in 1992 |
| Amenity oversight | Amenity Authority Committee (covers this area and Districts 1 to 4, north of CR 466) |
| Town square | Spanish Springs, the first town square, opened in 1994 |
| Nearby amenities | La Hacienda Regional Recreation Center (1200 Avenida Central); Orange Blossom Hills championship golf in Orange Blossom Gardens |
From District Government, Village Center CDD, Amenity Authority, The Villages and recreation centers. Checked October 8, 2026.
What buyers ask about homes here
These are some of the oldest homes in The Villages. Buyers shopping here usually ask three things fast: how old is the roof, what’s been updated, and what will I pay each month.
On the monthly number, the Village Center district funds security, fire and EMS first response, recreation, stormwater and executive golf here through amenity fees (District Government). The amenity fee is set by each home’s deed covenant and adjusts by CPI on its own anniversary date, so neighbors can pay different amounts. The District publishes no single rate for everyone. I confirm your home’s amount, and what a buyer will pay after closing, with District Utilities before we price.
On the tax bill, check for any assessment lines before we talk price. I couldn’t find a residential bond schedule for this area, so I don’t assume either way. The bill tells us. The bond basics are in the bond guide.
Lake County changes the paperwork
Your parcel lives with the Lake County Property Appraiser and your bill with the Lake County Tax Collector. Buyers comparing you with a Sumter County home a mile south are comparing two different tax bills. I lay both side by side so the comparison is fair to your house.
If your home is inside Lady Lake town limits, water for The Villages portion is billed by the Village Center district, not the town (Town of Lady Lake). For the town itself, see selling in Lady Lake.
How selling a Spanish Springs area home works, step by step
- Pull the parcel first.
I start with the Lake County Property Appraiser record and your Lake County tax bill. The non-ad valorem lines show what a buyer will ask about.
- Settle the district numbers.
Ask the District for any assessment or payoff figure on the parcel (Bond Team, 352-751-3900) and confirm the amenity rate your buyer will pay (District utilities).
- Price against the right comps.
Same village or district, same home type (villa, cottage, designer, premier), similar age and condition. A Villages-wide average hides all of that.
- Fix only what pays.
Roof age, HVAC, water heater and lanai condition come up in almost every inspection here. We decide what to repair, credit or disclose before photos, not after an inspection report.
- Disclose in writing.
Florida sellers must disclose known defects that materially affect value and aren’t easy to see. Since October 1, 2024, residential sellers also give a separate flood disclosure at or before contract; it was expanded on October 1, 2025.
- Know your net before you list.
Florida deed doc stamps are 70 cents per $100 of price (Florida DOR), and sellers usually pay them. Run your own numbers on the seller net sheet or the transfer-tax calculator.
Market context, with dates
These are public numbers for the whole Villages market. They show direction, not your price.
| Median sale price | $342,156, down 0.6% from a year earlierRedfin data, The Villages metro, January to June 2026 |
|---|---|
| Median days on market | 53.9 days, 6.7 fewer than a year earlierSame Redfin mid-year review |
| Active listings | 928, down 12.7%Same review; 3.9 months of supply |
| Florida, single-family | $415,000 median, August 2026Florida Realtors |
Sources: Redfin via WFTV, published Aug. 3, 2026; Florida Realtors, September 2026 release.
Lake County villages sit outside the Sumter-based metro number, so treat it as background only. Public sites disagree with each other by tens of thousands of dollars at the village and ZIP level, so I don’t print those numbers here. For your value I pull actual closed sales from the MLS for your village, home type and condition.
What is my Spanish Springs area home worth?
Send the address and I’ll send back a price range built from recent Lake County Villages closings, adjusted for roof, updates and fees. Prefer email? Write [email protected] with the address. Prefer a call? 352-298-8602.
Questions sellers ask
Is my home in a Villages bond district?
These Lake County villages are not inside a numbered residential CDD; the Village Center district serves them. Don’t guess from that. Your tax bill shows any assessment, and I confirm it with the District before we list.
Will my buyer pay the same amenity fee I do?
Not necessarily. Each home’s amenity fee follows its deed covenant and adjusts by CPI, and the District publishes no single rate. I confirm your amount, and what a buyer will pay, with District Utilities before we price.
Which county is my home in?
The villages in this area are in Lake County, some inside the Town of Lady Lake and some unincorporated. The county decides your tax bill and which appraiser record buyers see.
Do older homes here sell for less?
Age alone doesn’t set price. Roof, systems, updates and location against the closed sales near you do. That’s why I price from comps on your street and home type, not an average.
Sources
Checked October 8, 2026. Fees, bonds and district details change, so I confirm every number on your parcel before it goes in a listing.
- District Government: Lady Lake / Lake County area
- District Government: Village Center CDD
- District Government: Amenity Authority Committee
- The Villages: Spanish Springs at 30
- District Government: recreation centers
- The Villages: Orange Blossom Hills championship golf
- District Government: FAQs (bond payoff, Bond Team 352-751-3900)
- District Government: utility bill and amenity fee adjustments
- District Government: utility rate information (amenity fees follow each home’s deed covenant)
- Town of Lady Lake: utilities
- Lake County Property Appraiser
- Lake County Tax Collector
- WFTV / Stacker using Redfin data: The Villages mid-year housing market review (published Aug. 3, 2026)
- Florida Realtors: Florida housing market levels off in August (2026)
- Florida Department of Revenue: documentary stamp tax
- Florida Statutes 689.302: flood disclosure in residential sales