A storm can interrupt a transaction even when the buyer and seller still want to close. The property may be damaged, access may be unsafe or essential services may be unavailable. Treat those as separate facts to establish, not one general explanation that automatically changes every deadline.
Put safety and an accurate status first
Follow local emergency instructions and use qualified help for unsafe conditions. When it is safe, document what is visible and when it was observed. Keep descriptions factual: water observed in a room, a damaged window or unavailable access. Do not diagnose structural safety or promise a repair cost from photographs alone.
Tell the transaction team promptly through established contact channels. Identify whether anyone has inspected the property, whether utilities are available and whether the scheduled access or closing appointment can occur. Mark anything not yet confirmed as unknown.
Separate damage provisions from delay provisions
Florida Realtors explains that its AS IS contract contains different provisions for casualty damage, access and events preventing performance. The article discusses a 2024 version, so it is background rather than a substitute for your signed agreement.
The published 2026 redlined AS IS form also addresses risk of loss and force majeure. Ask an attorney which terms apply, what evidence matters and whether a notice or other action is needed. This guide does not promise cancellation, an extension or a specific repair obligation.
Use one coordinated issue sheet
- Property: confirmed damage, safe access and the professional assessing each issue.
- Insurance: claim contact, questions submitted and coverage answers actually received.
- Lending: information the lender needs about condition, insurance or timing.
- Closing: title or settlement questions, signing availability and unresolved requirements.
- Contract: relevant dates, attorney review and documented communications.
- Move: temporary housing, storage and travel decisions that may need a backup.
Avoid promises the evidence cannot support
A submitted claim is not a coverage decision. A contractor's availability is not a completed repair. A verbal discussion about a later closing is not proof that the contract dates have changed. Record each stage accurately so the other party can evaluate the same facts.
Ask how any proposed repair will be documented and reviewed. If the parties consider a credit, holdback or different closing date, have the lender, closing professional and attorney assess the structure before relying on it. Do not move money or sign unfamiliar instructions simply because the situation feels urgent.
Recheck the plan before the final handover
Arrange the access and professional follow-up the transaction requires. Compare the current condition with the written resolution and keep completion records together. Buyers should not rely solely on an old inspection conducted before the storm; ask what additional review is appropriate.
Contact Mo for transaction coordination if a storm changes your selling or buying plan. Technical damage, insurance coverage and legal conclusions belong with the relevant professionals. The goal is a documented decision based on current conditions, not a rushed assumption that the original plan still works.