The short version: Spruce Creek South sits in the Summerfield orbit and gets googled next to Spruce Creek Golf & Country Club. They are not interchangeable. Mo’s job on this page is to keep the label honest, pull the right association docs, and compare South to Stonecrest, Oxford, and The Villages with real monthly numbers, not blended averages.
Two places called Spruce Creek
People say “Spruce Creek” and mean two different places. This page covers Spruce Creek South only. The golf community has its own Spruce Creek Golf & Country Club guide. For the wider area, see the Summerfield guide.
Who Spruce Creek South fits
- Buyers who specifically want South, not the golf club community by accident
- Sellers tired of lookers who toured the wrong Spruce Creek
- Relocators mapping Summerfield options before they write an offer
- Anyone comparing Marion County living to the Villages fee stack
Book a 15-min call Golf & Country Club page
Fees (high level)
Confirm association obligations and the tax bill on the address. Villages bond / amenity fee typically apply inside Villages districts, not as a Summerfield default. See The Villages bond, explained.
How Mo works a Spruce Creek South file
- Lock the community name.
South vs Golf & Country Club before photos, pricing, or tour routes.
- Documents before driveway envy.
Association rules and monthly obligations in writing on call one.
- Comps from South-appropriate sales.
Do not borrow golf-club comps to inflate or deflate a South listing.
- Replies within one business day for remote clients.
It is the same process Mo used on the Rockville Pl and Palm St sales.
1007 Rockville Pl sold for $315,000 on April 30, 2026, and 40140 Palm St sold for $307,000 on July 22, 2026. 10369 Silver Maple Ave in Oxford sold; Mo represented both the buyer and the seller.
Spruce Creek South vs nearby
| Place | What changes | Start here |
|---|---|---|
| Spruce Creek South | Distinct Summerfield community | This page |
| Spruce Creek Golf & CC | Golf / country club community | Spruce Creek Golf & Country Club guide |
| Stonecrest | Another Summerfield lifestyle option | Stonecrest guide |
| Summerfield hub | Marion County context | Summerfield guide |
Mistakes that cost Spruce Creek South buyers and sellers money
- Touring the golf club community by mistake.
Labels matter. Mo confirms before the car moves.
- Blended CMAs across both Spruce Creeks.
That is how prices detach from the buyer pool.
- Assuming “near The Villages” means Villages fees (or none).
Parcel documents decide.
- Late association surprises.
Ask for association documents up front, especially for remote clients.
Recent sales Mo handled
Closed at $315,000 on April 30, 2026 for out-of-state buyers.
Listed $299,999. Sold over asking at $307,000 on July 22, 2026. Out-of-state seller reached Mo on Facebook.
Sold for $310,000 in October 2026 in Lakeside Landings. Mo represented both buyer and seller. No Villages bond, no amenity fee.
Sold for $449,000 in October 2026. Mo represented the buyer; David Monty of LPT Realty, LLC was the listing agent. Listing photo: David Monty / LPT Realty, LLC, used with permission.
Questions people ask
Is Spruce Creek South the same as Spruce Creek Golf & Country Club?
No. They are separate Summerfield-area communities. Use the Spruce Creek Golf & Country Club guide for the golf community and this page for South. Confirm the community name on listing and association documents.
Is Spruce Creek South in The Villages?
No. It is in the Summerfield / Marion County area north of most of The Villages. Confirm county, taxes, and any association obligations on the parcel.
Should I compare Spruce Creek South to Stonecrest?
Often yes if you are shopping Summerfield lifestyle communities. Also compare to The Villages fee stack and to Oxford / Lakeside Landings if monthly math is the driver.
Does this page list Spruce Creek South HOA dues?
No. Association amounts come from the documents for each address. Mo pulls them for the home you are considering.