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Mo MuftiREALTOR® · LPT REALTY
352-298-8602Home valuation

The Villages & Central Florida · Cost Confidence

Two homes.
Clearer numbers.

The asking price is one number. Compare the recurring costs you have, flag the ones you still need, and keep a source beside each figure.

No address or email requiredWorksheet entries stay in this pagePrint when you are ready

Know what is behind each number.

  1. Enter the recurring amount. Choose monthly or annual. For the bond, use the payment—not the remaining balance.
  2. Label your evidence. An entered amount starts as Estimated. Choose Documented by me only when you have a source and its date. The site does not verify your documents.
  3. Keep gaps visible. Missing amounts are excluded, never assumed to be zero. Enter an explicit 0 only when you believe no separate charge applies.
Avoid counting the same bill twice. Use property tax excluding non-ad-valorem assessments. Enter bond and CDD maintenance separately. If you include a mortgage, enter principal and interest only—not tax or insurance escrow. If your bill does not separate these items, leave the uncertain row Missing and confirm it with the issuer.

Use general source labels such as “district statement” or “insurance quote.” Do not enter names, addresses, account numbers, private document links or other personal details. This worksheet does not send, save or put your entries in a URL. There is no upload or account. Reloading may clear your work; use Print / save PDF to keep a copy. Your browser or PDF destination may retain a copy under its own settings.

Your entered-cost comparison

These are subtotals of the selected rows only, not quotes or a full ownership budget. Annual figures are divided by 12 for comparison; that does not mean the bill is paid monthly.

Home A

Not entered

Entered-cost subtotal / month

No annual subtotal yet

0 self-documented · 0 estimated · 6 missing

Partial subtotal — no costs entered.

Home B

Not entered

Entered-cost subtotal / month

No annual subtotal yet

0 self-documented · 0 estimated · 6 missing

Partial subtotal — no costs entered.

Enter every selected row and confirm the no-double-counting check for both homes before comparing.

Important limits: “Self-documented” describes your input, not an independent verification by Mo or this website. No default rates, tax predictions, financing recommendations or property valuations are provided. This worksheet excludes utilities, upkeep, repairs, special assessments not separately included, closing costs, moving expenses and other property-specific charges. Amounts can change. Confirm current figures and coverage with the district, association, county, insurer, lender or appropriate professional. This is an organizing tool, not legal, tax, insurance, investment or financial advice.

Fill the gaps with better questions.

Understand bond, amenity & CDD charges → Find the home-cost verification checklist → Understand property-tax questions → Selling first? Use the seller net worksheet → Explore Community Insider resources → Meet Mo, your local real estate contact →

Want a human explanation of the real estate side? Call Mo at 352-298-8602. Your worksheet is not sent with a call or when you open another page. Other pages have their own forms and privacy practices.